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Business Checking Accounts

Business checking solutions to help your business thrive.

Compare Business Checking Accounts


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Try our Account Finder to find the right account for your business.




*Requires separate enrollment. See a Business Banking Specialist for additional details.
**An NSF fee will not be charged to an account if the ending daily balance in the account is overdrawn by $5.00 or less.  
***We will charge an NSF/Overdraft fee of $36 for each presentment that overdraws your account. We will not charge more than 6 NSF/Overdraft fees to your account in one business day. An NSF fee is a charge that is assessed when a presentment is returned by the bank due to insufficient funds in the account. An overdraft fee is a charge assessed when a presentment is paid by the bank on an account with insufficient funds. Standard overdraft practices apply when you have authorized us to pay, and we have agreed to pay checks and other transactions causing an overdraft through automatic bill payment and for checks and other transactions made using your account number. Whether your overdraft item will be paid is discretionary and we reserve the right not to pay. We will not authorize and pay overdrafts for ATM transactions or everyday debit card transactions unless you ask us to. Deposits are required within 45 days of an overdraft. If an overdraft is not paid in full within this period, your account is subject to close. See a Personal Banker for details on minimum balance requirements and monthly maintenance fees for all deposit accounts. (Link Schedule of fees)
†An additional charge will apply to process more than the listed number of items
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Merchant Services simplify selling


Our Business Banking team offers onsite set up and ongoing support for payment services from mobile card readers to all-in-one restaurant systems.

Complex transactions and high-volume banking? This account can handle it. Plus, the $15 monthly service charge may be offset by your Premier Analysis earnings credit. Contact a Business Banking Specialist today for your personalized proposal and current account comparison.



Business Interest

Reap the rewards of a deep banking relationship with Business Interest Checking. Earn interest on your checking balance, get unlimited support from our Business Banking team, and waive your $12 service charge with:

  • Enrollment in Merchant Services, OR
  • $10,000 minimum Business Interest Checking account balance, OR
  • $50,000 combined deposit and loan balances†† at Bank Independent.



Small Business

Small Business Checking is the perfect account for start-ups and other companies with everyday business banking needs and relatively lower paper check and cash transaction volume. We'll waive your $10 service charge with:

  • Enrollment in Merchant Services, OR
  • $5,000 minimum Small Business Checking account balance, OR
  • $25,000 combined deposit and loan balances†† at Bank Independent.



Micro Business

With our Micro Business Checking account, get the convenience of paperless on-the-go banking with no monthly service charge, no minimum balance requirements and fee-free processing of up to 25 items per month. An additional charge will apply to process more than 25 items.



Non-Profit Checking

Do you manage the finances for a charitable association, religious group, educational organization, or another tax-exempt entity? Visit a Relationship Banker at your local Bank Independent Sales Office today to learn more about our Non-Profit Checking account.



Debit Cards

Your Bank Independent Debit Card bundles purchasing power, convenience, state-of-the-art security and even simplified savings into one convenient package. Learn more here.




Need More Checks?  Order Your Checks Here




††The combined balance is calculated by adding the lowest daily balance that occurred in each of your deposit and loan accounts during your statement cycle.

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Meet our Team

Bank Independent's sales, service and support team is dedicated to helping our business customers succeed.


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Treasury Solutions

Speed up cash flow, automate banking processes and lower your risk with these business services.